Move Insurance & Full Value Protection | Rocket Science
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Full Value
Protection Insurance

Protect your peace of mind. While our damage claims rate is exceptionally low, an interstate move carries inherent roadway risks. We offer comprehensive Full Value Protection to ensure your high-value assets are thoroughly covered from origin to destination.

Comprehensive Valuation
$0 Deductible Options
Immediate Claims Processing
PREMIUM SERVICES

Demystifying Moving Insurance & Valuation

By federal law, standard moving companies provide ‘Basic Released Value Protection’ at no extra charge, which only covers items at 60 cents per pound. That means if a 10-pound Macbook is damaged, you are legally entitled to $6.00. We don’t believe that’s fair. We offer upgraded Full Value Protection (FVP), meaning if an item is lost or irreparably damaged, we are liable for the replacement value of the item, or for the cost of a professional repair.

Understanding Your Coverage Options:

  • Basic Released Value (Included): Covers $0.60 per pound per article. Best for local moves with minimal high-value items.
  • Full Value Protection (FVP): Premium coverage assessing the declared value of your entire shipment. Items are repaired, replaced, or compensated.
  • High-Value Inventory Declarations: Any single item valued over $100 per pound (like jewelry, antiques, fine art) must be explicitly listed on our high-value inventory sheet prior to the move.

Frequently Asked Questions

Is moving ‘valuation’ the same as insurance?+
Legally, no. Moving companies are not insurance brokers, so we offer ‘valuation’—which dictates our contractual level of liability in case of damage. If you want a literal insurance policy, you must purchase a ‘third-party transit insurance policy’, which we can easily help you coordinate.
Does my homeowners insurance cover the move?+
Some premium homeowners or renters insurance policies do cover personal belongings while in transit. We strongly recommend calling your insurance provider to check your coverage limits before purchasing extra valuation from us.
What happens if an item is damaged?+
In the rare event of damage, you must submit a formal claim with photos within 9 months of delivery. With FVP, we reserve the right to first attempt a professional repair restoring the item to its pre-move condition. If irreparable, we will offer a cash settlement for the item’s current market replacement value.